The Starstone Advantage – Excess on Allieds & Senior Care

Starstone Excess

Starstone’s Excess Product on Allieds & Senior Care

Starstone Specialty Insurance Company (formerly Torus), highlights their recent Excess Limits product for surplus lines accounts. Starstone has been upping their game and are boasting very quick turn-around times, flexibility and competitive pricing, and with coverage in all 50 states, it’s easier than ever!

Part of the Enstar Group –  with their “A – ” (Excellent) rating by A.M Best, you can be rest-assured they have the backing and financial stability to provide tailored coverage  options to all their small and middle-market clients. Starstone’s claims philosophy is similarly on-point and consists of fighting for an early resolution when possible, and being transparent in their customer focused service to minimize a client’s service disruption in an event of a claim.

Who is Eligible?

For Allieds:

  • Home Health Care
  • Healthcare Staffing Firms
  • Substance Abuse Facilities & Behavioral Health
  • Urgent Care & Ambulatory Surgery Centers
  • Rehab Facilities
  • * And more!

For Senior Care:

  • Skilled Nursing Facilities
  • Assisted Living Facilities
  • Independent Living Facilities
  • Supplemental Exposure – including Home Health visits & Adult Day Care Participants


Product Highlights

For Allieds:

  • Premiums start at $3K (for $1M limits)
  • Claims Made Form
  • Limits up to $5M

For Senior Care:

  • Limits up to $5M
  • Follow form XS or High Excess
  • Up to 5 facilities or 500 beds


What to Submit?

  • Current loss runs for PL (Professional Liability), GL (General Liability) and AL (Auto-Liability) as needed
  • Underlying Binders and Policies
  • Underlying Quotes for PL, GL and AL when available


P.S. Excess is also available for individual physicians or group practices too. Underlying coverages on GL, AL, Employers Liability and Sexual Misconduct are also available.

Don’t see the class or info you need listed? Find out more on this great product! Contact your favorite HPSI Producer today by e-mail or call us at 678-935-5040.  

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