Let us uncomplicate your risk!  HPSI works directly with carriers well-versed in all areas of business risk. Whether coverage is needed to safeguard a medical school, medical student rotations, or hospital and/or ambulance services, we access the “A” Rated carriers who can offer simple to complex coverage plans to fit all your client’s needs.

Short-term coverage needed? We do that too!


  • Medical Students, Allied health professional medical schools including nursing schools, optometry schools, dental schools, EMT schools, vocational/trade schools, charter schools, and special needs schools.
  • Community hospitals up to 350 beds, community hospitals between 350 and 500 beds, psychiatric hospitals, critical access hospitals (without OB), and hospices.
  • Air medical transport, ambulance services, and non-emergency ground medical transport services.


  • Completed, signed and dated application.
  • Seven years hard copy loss information with a recent valuation date.
  • Including full details of the allegation on all losses paid or outstanding more than $25,000.
  • Five years historical exposure data showing licensed and occupied beds and outpatient visits.
  • A roster listing the names, specialty field, state of license and number of hours worked of all employed physicians, employed surgeons, interns, and residents.
  • Details about any employed of staff physician whose license has been restricted or suspended.
  • Most recent J.C.A.H.O. Report and state licensure report with recommendations including the status of proposals.
  • Current audited financial statement.
  • Copy of medical staff by-laws.
  • H.A. survey.
  • The job description of the risk manager, including the risk management and quality improvement plan.
  • Copies of contracts with independent physicians groups.
  • Hold harmless agreements.
  • Names of all entities to be covered under this policy.

APPLICATIONS (pdf format)