Privacy policy

Healthcare Professional Services, Inc. (HPSI) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Privacy Policy applies to the Healthcare Professional Services, Inc. (HPSI) website and governs data collection and usage. By using the Healthcare Professional Services, Inc. (HPSI) website, you consent to the data practices described in this Privacy Policy.

Healthcare Professional Services, Inc. (HPSI) owns and operates the website www.hpsi-ins.com. This Privacy Policy states the circumstances under which we use and disclose information that you provide to us and information that we collect when you use the Healthcare Professional Services, Inc. (HPSI) website. Please read this page carefully.  By accessing the Healthcare Professional Services, Inc. (HPSI) website or submitting your information to us, you agree to the terms set forth in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use or submit information to the Healthcare Professional Services, Inc. (HPSI) website.

Healthcare Professional Services, Inc. (HPSI) is committed to safeguarding your privacy. We understand your concerns regarding the privacy of your nonpublic personal information. No nonpublic personal information is required to be collected when you visit our websites; however, this information may be requested in order to provide the products and services described.  We do not sell nonpublic personal information to non-affiliated third parties for marketing or other purposes. We only use and share this type of information with non-affiliated third parties for the purposes of underwriting insurance, administering your policy or claim and other purposes as permitted by law, such as disclosures to insurance regulatory authorities or in response to legal process.

Personal Information

“Personal Information” means all personally-identifiable information about you, including but not limited to your name, address, the names of your beneficiaries, credit card information, Social Security number, home and mobile telephone numbers, birth date, e-mail/IP addresses, or similar information that you provide.

We collect Personal Information about you that is required, depending on the products or services that you request from us. Specifically, we collect Personal Information from you when you submit applications and forms to us. We also collect Personal Information from your transactions with us.

We may keep the e-mails you send to us. If you choose to send us an e-mail, we may keep your e-mail, your e-mail address, and our reply.

Medical Information

We may use your medical information when (1) submitting to underwriting; (2) servicing your policy, account, or claim processing; (3) as otherwise required or permitted by law; or (4) pursuant to your specific authorization.  We will not use or share your medical information for any marketing purpose.

Use of “Cookies”

We may store cookies on your computer when you visit the Web site. A cookie is a small file that is tied to certain non-personally-identifiable information about you and allows Healthcare Professional Services, Inc. (HPSI) to track and target your interests and preferences and customize your Website experience. The cookies do not collect confidential or Personal Information and they do not track your online movement after you leave our Web site.

You may erase or block cookies if you object to their use. We recommend, however, that you allow cookies to be stored on your computer as they may be needed in order for the Web site to function properly.

Accuracy of Information

We strive to keep our records as accurate as possible. We attempt to maintain accurate records about you and will make appropriate corrections when you notify us.

Confidentiality and Security

We use physical and technical safeguards to protect information that you submit to us and information that we automatically collect. We restrict access to all of your information to those who need it to perform their jobs. Our third-party business partners may only use information about you that we provide to them for our purposes. They may not disclose it or use it in any other way. Notwithstanding the foregoing, we are not responsible for the collection, use, accuracy, or security of information by the companies or organizations outside of our family of companies.

Third-Party Websites

The Website may contain links to third-party websites. This Privacy Policy applies only to our Web site. When you link to a third-party website, you become subject to the privacy policies and practices governing the use of that website. We have no information about and are not responsible for the privacy practices of other websites. We encourage you to read the privacy policies of any website to which you link from our Web site.

Changes to our Privacy Policy

Healthcare Professional Services, Inc. (HPSI) may modify this Privacy Policy at any time. We will post the modified Privacy Policy on this page along with its effective date. You should visit this page periodically to view the most recent version of the Privacy Policy. By continuing to access or use the Healthcare Professional Services, Inc. (HPSI) website after a modification to this Privacy Policy, you agree to be bound by any such modifications.