Have You Heard about Hartford’s New Cyber Solution Approach?

Cyber Solution with Hartford

Hartford’s Cyber Solution

All about that Cyber!

Been hearing a lot about Cyber these days, and with so many options to choose from, it’s hard to know which cyber solution is the best option for your client. Recent data shows how vulnerable and costly a cyber breach can be, however so many businesses opt out or get coverage for the bare minimum. Why?  Insurance Journal reports mistrust of pricing and lack of clarity as the main concerns.

Hartford has achieved a cyber solution and your Insured need not worry about lack of clarity, rather some may find they have too much information at their disposal! They call it their holistic approach to self-defense with benefits. Hartford’s goal is not only to provide coverage, but help and incentivize businesses to prevent and safeguard themselves against cyber threats.

Here is just a brief description of what cyber solutions Hartford has to offer:

  • CyberChoice First Responders – Breach response team experienced to get your client through a crisis
  • Customer – focused claim service – dedicated cyber claim team to ensure responsiveness when your client is in crisis
  • Hartford’s Cyber Center – Resources for risk control, including access to an online portal for tools and security information and what to do in case of a breach
  • Cyber Security Services – access to professionals that help improve an insured’s cyber-security before an incident happens.
  • Competitive & Flexible Coverage – let’s not forget this one! A full suite of 1st and 3rd party coverages that provide protection from sensitive data breaches, computer hacking, cyber extortion and ransom-ware, business interruption & more.

No organization is immune from a data breach. A study done over the last five years found that criminal attacks in the industry are up by 125% and 91% of healthcare organizations, regardless of size, have had at least one PHI (Protected Health Information) breach. Keep your clients in the know, and help us help your clients mitigate their data and privacy risks and provide them with coverage against this vastly growing threat.

Is your client interested in stand-alone cyber?  Contact an HPSI Producer today or call us at 678-935-5040. Trust HPSI to Navigate Your Risk.

Stand-Alone Tail Policies for Individuals and Large Institutions

Stand-Alone Tail Policies

Put your Clients’ Minds At Ease, Help Protect Their Tails!

Markets Available for Stand-Alone Tail Policies.

With increasingly mobile careers, physicians and groups need an affordable tail policy to cover past exposure. Stand-Alone Tail coverages are not as painful as you may think, and can be cheaper than the ERP pricing your Insured can get from their existing carrier.  Let HPSI market your account!  We now have a Carrier in the “A” Rated market that will allow financing of the tail for up to 6 months. Stand Alone Tails may be just the way to go. Gone are the days of traditional tail pricing and limited options. HPSI has the “A” Rated Carriers to offer this product and the experience to get the terms and pricing your client needs.


  • Competitive Pricing
  • Tail Options for Individual Physicians, Groups, Allieds and Large Institutions
  • 48 hour turn-around time on simple risks
  • 6 Month Financing
  • Available in 47 States including DC
  • Increased Commission Percentage (dependent on Carrier placement)

Getting a Quote or Indication – What we need from You:

  • Full Policy, Current Tail Offer
  • Current Loss Runs & Terms
  • Limits Requested

How can a Stand-Alone Tail policy be beneficial?

There are a multitude of options, besides retirement for which a tail policy can assist your Insured. Is your Insured leaving a private practice to switch to a group practice or vice versa? Or, are they thinking of simplifying their practice from surgical to non-surgical? Perhaps they have a coverage form on a Written Demand policy and want to switch to Incident Trigger?

All these and more are instances where a tail policy can come in handy! Tailing out a part of their practice can give your Client the flexibility and peace of mind they need to start a new venture or switch to a coverage right for them. The best part, is that most of the time, this clean slate is a great financial incentive! Your Insureds can start a new venture without the risk and baggage from their old practice. This saves them money on their malpractice insurance going forward and makes them more marketable to Carriers looking to insure your Client’s new risk. HPSI now has a few Markets offering financing options on tail policies, which makes the up-front cost of a tail policy not so insurmountable after all.

Contact one of our Agents today at HPSI for more details!

Did you know? HPSI can market your non-medical related E&O Stand Alone Tails!