Let HPSI get your risk protected!
At HPSI, we can place your Flood Hazard exposures up to $20 Million in limits with markets that are an alternative to the NFIP. Replacement Cost coverage is available and Business Interruption/Loss of Use can be written for qualified risks. Coverage can be primary and/or excess, with agreed amount coverage on sub-limits. For risks at or below $2,500,000 in values, we can offer fast turnaround time. We offer competitive pricing, as our markets can be as much as 10 -20% lower than the NFIP.
PRIMARY FLOOD
- $10 Million Capacity Available
- Minimum distance to the water is .25 miles
- A, X, B & C Zones are eligible
- ‘A’ Rated Carrier
- Replacement Cost Coverage Available
- Business Interruption Coverage Available
- Commercial Buildings, Apartments, Condos & HOA’s eligible
- NFIP/FEMA Compliant Policy Form
- Can consider risks up to -2 foot (From BFE)
- Not a market for barrier Island risks or COBRA business
EXCESS FLOOD
- $10 Million Capacity Available
- Excess over NFIP and Select Other Carriers
- Replacement Cost Available
- Business Income Available with Proper Deductible
- Not a market of barrier island or risks with prior Flood losses
- Elevation Certificates are encouraged
Both the Primary & Excess Flood Programs are available in CA, FL, GA, NC & SC.
We also have a market for Select “V’ Zone risks in CA, TX, LA, MS, AL, FL, GA, SC, NC, NJ, & NY.
Contact John Malejko to learn more about these products. jmalejko@hpsi-ins.com