MANAGEMENT LIABILITY – DIRECTORS & OFFICERS LIABILITY / EPLI

Directors & Officers Liability (D&O) & Employment Practices Liability Insurance (EPLI) coverage is designed to protect the decisions made by an organization’s management. It defends companies and individuals against loss (damages and defense costs) arising from employment practice disputes. Common claims allege sexual harassment, wrongful termination, discrimination, breach of employment contract and wrongful discipline. Claims can arise from all kinds of acts, both intentional and accidental. These kinds of risks tend to have very big consequences, so the costs for defense can be huge.

WHAT CAN BE COVERED?

  • Management Liability – Directors & Officers Liability (D&O)
  • Employment Practices Liability Insurance (EPLI)

COMPLETE APPLICATION INCLUDES:

  • Appropriate Application
  • Copy of Current Dec Page
  • List of all directors and officers
  • Loss Runs
  • Most recent financials (Pro-forma if startup)
  • Ownership structure